As people reach retirement age, they may also encounter lifestyle changes and increased risks for serious medical conditions. Determining what retirement solutions (including everything from healthcare plans to living arrangements) will meet a person’s future needs can be challenging and stressful for everyone.
When choosing a plan for retirement that’s right for you, it’s important to consider not only your current needs but also to try to foresee issues that may arise in the future. For example, you may need assistance with physical needs that are part of your daily routine. This can range from cooking and cleaning to shopping and dressing, among many others.
Sudden medical conditions – such as stroke, heart attack or a progressive condition – should also be accounted for in the planning. This is especially true for those that hinder physical and cognitive abilities; such is the case for those with diseases such as Multiple Sclerosis or Alzheimer’s. In these situations, it is often recommended to pre-plan to hire a Home Healthcare Aide (HHA) or Personal Care Aide (PCA).
As a person ages, their social surroundings may also change as they might not have access to public or self-transportation that will enable them to visit with friends and family members. Some seniors will seek exposure to additional social settings to avoid becoming housebound or isolated.
For those who do not need constant supervision but want to live in a social community of seniors while receiving help with day-to-day tasks, an assisted living service may be ideal. Most typically set up with apartment-style housing or in a large home with individual bedrooms, assisted living residents are encouraged to act independently. Services available at these locations include food prep assistance, housekeeping, planned social and physical activities, multiple levels of care and full-time staff available to meet additional needs.
Individuals with high-level personal and medical care needs should opt instead for a nursing home, which can provide full-time care and address all lifestyle changes. These facilities usually serve residents who need to rely on staff for most basic needs, including bathing, toilet, dressing and eating. These facilities feature licensed medical professionals on premises who can provide individualized medical care as well as high levels of safety features, including access ramps, oxygen tanks, hospital beds and nurse pagers. To keep residents active, nursing homes also offer peer and interest-oriented activities
If you are looking to secure a home healthcare aide or need assistance determining which assisted living facility or nursing home is ideal for you or a loved one, P & P Medicaid has a full staff of professionals who can help you in your search, council you on the ideal type of care and guide you through each step of the process.
P & P Medicaid also offers a range of geriatric care management services to help individuals and their families make decisions about and supervise their long-term care needs. For more information regarding this, or any of our services please, contact us at 516-541-4770 or by email at firstname.lastname@example.org.